“We did two things right and third we got lucky to bet on UPI before the others. Payments are not the same as running a WhatsApp chat or an insta post. You have to put people on the ground. Well established big tech has always resisted regulation, we on the other hand welcome it,” says Sameer Nigam, Founder & CEO, PhonePe.
Sajjid Chinoy, chief India economist at JP Morgan, added that the world is…