A warning for the smug mortgage bores

In a week where the entire nation has been gripped by interest rate panic, the loudest voices in the room are those of the mortgage bores.

Every workplace, family and social circle has one. Been prattling on about how you signed up for a 10-year fix at a smidgen over 1 per cent long before the chaos of Kwasi Kwarteng’s “mini” Budget”? I’m afraid that person is you.

Those less likely to speak up are those whose fixed-rate deal…